The latest Kaspersky Lab Spam and Phishing Report has discovered that although the quantity of spam emails has been decreasing, they have become more criminalised.
At the same time, the level of malicious mailshots has dramatically increased – Kaspersky Lab products prevented 22,890,956 attempts to infect users via emails with malicious attachments in March 2016, twice the number of attempts reported in February 2016.
Since 2012 the level of spam in email traffic has constantly been decreasing. However, the quantity of emails with malicious attachments has increased significantly – in Q1 2016 it was 3.3 times higher than during the same period in 2015. There was also a growing amount of ransomware reported throughout the quarter. This is often propagated through emails with infected attachments – for example Word documents. The main actor on this field in Q1 was the ransomware Trojan Locky, which has been actively distributed via emails in different languages and has targeted at least 114 countries. Locky emails have contained fake information from financial institutions that have deceived users and forced them to open the harmful attachment.
Kaspersky Lab’s findings suggest that spam is becoming more popular for fraudsters to target Internet users, because web browsing is becoming safer. Almost all popular web-browser developers have now implemented security and anti-phishing protection tools, making it harder for cybercriminals to propagate their malware through infected web pages.
During this quarter fraudsters tried to lure users into opening malicious files, gaining their attention with emails about terrorism, a subject which is always in the news. To prevent terrorist attacks many countries have strengthened their security measures and this has therefore become a popular topic for spam emails.
Some spam fraudsters tried to convince recipients that the file attached to their spam email contained a new mobile application, which, after installation, could detect an explosive terrorist device. The email emphasised that the US Department of Defense had discovered this technology and that it was sufficiently simple and accessible. The attachment usually contained an executive file, which was detected as Trojan-Dropper.Win32.Dapato, malware that can steal personal user information, organise DDoS-attacks and install other malicious software.
Well-known Nigerian spammers also used terrorist topics in their emails. According to the Kaspersky Lab report, the quantity of these emails has increased considerably. These spammers previously preferred to send long emails with a detailed story, and links to news to make it more convincing. However, they are now only sending short messages with no detail, asking the recipients to get in touch.
“Unfortunately we are seeing our previous predictions about the criminalisation of spam coming true. Fraudsters are using diverse methods to attract user attention, and to make them drop their guard. Spammers are employing a diversity of languages, social engineering methods, different types of malicious attachments, as well as the partial personalisation of email text to look more convincing. The fake messages often imitate notifications from well-known organisations and services. This is raising spam to a new dangerous level,” warns Daria Gudkova, Spam Analysis Expert, Kaspersky Lab.
3D printed room-service? Visit the hotel of tomorrow
To mark its 100th birthday, Hilton predicts the trends that will change travel and hospitality in the next 100 years.
Intergalactic getaways, fast-food nutrient pills, 2-3 hour working days and adaptable, personalised rooms that can transport guests everywhere from jungles to mountain ranges. These are some of the predictions for the next 100 years that the Hilton hotel group has put together in celebration of its 100th anniversary.
In a report supported by expert insight from the fields of sustainability, innovation, design, human relations and nutrition, findings reveal the impact of the growing sophistication of technology and climate change on the hotel industry in the future.
Key predictions for the hotel of the future include:
Personalisation is King
- Technology will allow every space, fitting and furnishing to continuously update to respond to an individual’s real-time needs – the Lobby will conjure up anything from a tranquil spa to a buzzy bar, giving every guest the perfect, personal welcome
- From temperature and lighting, to entertainment and beyond, microchips under the skin will enable us to wirelessly control the setting around us based on what we need, whenever we need it
The Human Touch
- In a world filled with Artificial Intelligence, human contact and the personal touch will be more critical and sought after than ever
- Technology will free up time for hotel staff to focus on what matters most: helping guests to connect with one another and building memorable moments
‘Sustainable Everything’ – The Role of Responsibility
- Only businesses that are inherently responsible will survive the next century
- Sustainability will be baked into everything about a hotel’s design – from weather-proofed domes, to buildings made from ocean-dredged plastic
- Hotels will act as the Town Hall of any community, managing local resources and contributing to the areas they serve with community-tended insect farms and vertical hydroponic crop gardens
Menu Surprises and Personalisation
- Our diets will include more plant-based recipes and some surprising sources of protein – Beetle Bolognese, Plankton Pies and Seaweed Green Velvet Cake will be menu staples!
- Decadent 3D-printed dinners and room service will provide unrivalled plate personalisation
- Chefs will be provided with biometric data for each guest, automatically creating meals based on preferences and nutritional requirements
Futuristic Fitness and Digital Detoxes
- Outswim a virtual sea turtle in the pool, or challenge yourself to climb the digital face of Mount Everest, your exercise routine will be as unique as you are. What’s more, exercise energy generated from workouts will be used to power the hotel, providing a zero-impact, circular system. Guests could even earn rewards based on reaching workout targets
- Pick up where you left off with trackable workouts and holographic personal trainers
- Offline will be the new luxury as we seek to find moments of tech-free time
“Since its inception in 1919, Hilton has pioneered the hospitality industry, introducing first-to-market concepts such as air-conditioning and in-room televisions. Last year, Hilton also became the first hospitality company to set science-based targets to reduce its environmental impact,” said Simon Vincent, EVP & President, EMEA, Hilton. “We enter our second century with the same commitment to innovation, harnessing the power of our people and technology to respond to guest demands. Our research paints an exciting future for the hospitality industry, highlighting the growing importance of human interaction in an increasingly tech-centric world.”
Futurologist Gerd Leonhard said: “In 2119 we will still be searching for unique experiences, but they will be more personalised than ever. As technology shapes our lives we will seek out moments of offline connection with others, including hotel team members who will help us truly get what we need from our stays. 100 years from now hotels will have to create opportunities to converse, collaborate and connect, delivering moments that matter, individually, to each and every guest.”
Gadget ed to chair Digital Council
Specialist financial services provider Sasfin Bank has established a Digital Advisory Council to provide the market with industry-leading expertise and insights on trends shaping the use of technology in financial services.
Digitalisation is one of the most powerful forces for change shaping Finance today. This has turned Fintech into one of the most vibrant sectors in both information technology and among start-ups, generating billions of dollars in investment and development globally. The South African fintech space is dynamic, and Sasfin is playing a leading role in the transformation of local financial services and the resulting enhancement of customer experiences.
“We have been investing in fintech development in-house and acquiring or integrating fintech start-ups,” says Sasfin CEO Michael Sassoon. “Over the last year we have built further digital offerings, integrated via APIs into leading businesses and invested in fintechs. We built and launched B\\YOND, an innovative digital business banking platform and SWIP, a digital wealth and investing platform. We have invested in Payabill, an online SME lender and DMA, a digital trading platform. We recently announced our alliance banking relationship, leveraging open banking, with Hello Paisa to offer seamless banking to the unbanked. We feel that there is a huge opportunity to improve the experience of South African businesses and savers through using technology. We have therefore created an independent forum to assess how to even better improve financial services for South Africans by leveraging the digital economy.”
Arthur Goldstuck, founder of high-tech research consultancy World Wide Worx, editor-in-chief of Gadget, and a globally respected technology analyst has accepted Sasfin’s invitation to head up the Sasfin Digital Advisory Council, an independent think tank that will help Sasfin and its clients decipher the fintech present and future.
“The Sasfin Digital Advisory Council is broader than providing only the bank with a source of insight on how digital services are evolving and lessons from across the world,” said CEO Michael Sassoon. “Sasfin has been involved in fintech investing for many years and we are leveraging this experience as well as the experience of independent experts such as Arthur to provide insights and guidance to interested stakeholders in this space.”
The team appointed to the Digital Advisory Council is being selected for the breadth and range of knowledge they would bring to the table, with further appointments to the Council being announced soon. There will also be room for the Council to co-opt specialist expertise as it is required.
Goldstuck, who has been covering the fintech sector as an analyst, commentator and columnist for many years, says he sees the role as a welcome challenge.
“There has been a long-standing need for a clear understanding of the impact being made by fintech today, and the exponential change it will cause tomorrow,” said Goldstuck. “My role will be, partly, to curate the wide spectrum of fintech and digitalisation knowledge and insights that the members will bring to the Digital Advisory Council, and help create scenarios that businesses and policymakers may use to navigate the future – both inside and outside Sasfin.”