FNB has launched Mobile Coupons and Vouchers on the FNB Banking App, a first for South Africa.
This brings together the worlds of retail banking and shopping, unlocking even more value for FNB customers.
Mobile Coupons is a combined effort with Shoprite Checkers EeziCoupons and FNB to deliver in-store product coupons on the FNB Banking App. This allows FNB customers to access instant in-store savings at the till-point. Additional coupon partners will be added to the platform in the coming months.
“Coupons are easy and simple for our customers. You browse through the coupons available on the FNB App while shopping, and view the discount per product in Rands. When paying for your goods at the till, you simply tell the cashier that you want to redeem coupons, and enter the single coupon code at the checkout. All qualifying products in your trolley are discounted immediately and you simply pay with your debit or credit card” says Johan Moolman, Head of Mobile Payments at FNB Digital Banking.
This first for South Africa, in the banking industry extends the relationship between FNB and its partners. With collaborative efforts such as this, saving becomes simpler.
Mobile Vouchers is a second new feature launched along with coupons. FNB has leveraged its partnerships with various retailers allowing it to offer electronic vouchers on the FNB Banking App. These Vouchers can be purchased either with eBucks or Rands. FNB customers can also purchase, add a message and send these vouchers to anyone else as a gift from within the FNB App.
Electronic Vouchers available on the FNB App will include Makro, Nu Metro, Ster Kinekor, Supa Quick, iTunes and Mr Price, with more partners being added to the platform soon. All purchased vouchers are stored within the FNB App, and can be redeemed in store simply by presenting the voucher code to the cashier at the point of purchase.
Discounted vouchers from selected retailers will also be available on the FNB Banking App. Discounted vouchers unlock great value to eBucks customers, delivering up to 40% in savings when paying with eBucks.
“eBucks continually brings more value to our customers at our various retail partners. This is now made more relevant to our customers by offering vouchers via the FNB App to redeem at the point of purchase,” say Jolande Duvenage, CEO of eBucks.
“Mobile vouchers changes the shopping experience. Now, you can shop and browse at leisure, and when you decide to buy, then simply go to the FNB App, redeem a voucher with eBucks or Rands and pay for your goods” says Moolman.
Mobile Coupons and Vouchers will be available to customers who download the latest version of the FNB Banking App which is available for Apple, Android, and Windows devices. Customers who use other devices can login to fnb.co.za from their mobile phone, to access coupons and vouchers. This experience has also been enhanced to deliver the FNB App experience via a mobile browser for any mobile device.
The FNB Banking App currently has over 1.5 million active device users, and has been named SA’s best Banking App in the South African Consumer Satification Index 2015. It has also won App of the Year 2012 and 2014, and holds many local and international awards.
“This is an exciting time for us, we want to help our FNB customers save more, more easily.” concludes Moolman.
3D printed room-service? Visit the hotel of tomorrow
To mark its 100th birthday, Hilton predicts the trends that will change travel and hospitality in the next 100 years.
Intergalactic getaways, fast-food nutrient pills, 2-3 hour working days and adaptable, personalised rooms that can transport guests everywhere from jungles to mountain ranges. These are some of the predictions for the next 100 years that the Hilton hotel group has put together in celebration of its 100th anniversary.
In a report supported by expert insight from the fields of sustainability, innovation, design, human relations and nutrition, findings reveal the impact of the growing sophistication of technology and climate change on the hotel industry in the future.
Key predictions for the hotel of the future include:
Personalisation is King
- Technology will allow every space, fitting and furnishing to continuously update to respond to an individual’s real-time needs – the Lobby will conjure up anything from a tranquil spa to a buzzy bar, giving every guest the perfect, personal welcome
- From temperature and lighting, to entertainment and beyond, microchips under the skin will enable us to wirelessly control the setting around us based on what we need, whenever we need it
The Human Touch
- In a world filled with Artificial Intelligence, human contact and the personal touch will be more critical and sought after than ever
- Technology will free up time for hotel staff to focus on what matters most: helping guests to connect with one another and building memorable moments
‘Sustainable Everything’ – The Role of Responsibility
- Only businesses that are inherently responsible will survive the next century
- Sustainability will be baked into everything about a hotel’s design – from weather-proofed domes, to buildings made from ocean-dredged plastic
- Hotels will act as the Town Hall of any community, managing local resources and contributing to the areas they serve with community-tended insect farms and vertical hydroponic crop gardens
Menu Surprises and Personalisation
- Our diets will include more plant-based recipes and some surprising sources of protein – Beetle Bolognese, Plankton Pies and Seaweed Green Velvet Cake will be menu staples!
- Decadent 3D-printed dinners and room service will provide unrivalled plate personalisation
- Chefs will be provided with biometric data for each guest, automatically creating meals based on preferences and nutritional requirements
Futuristic Fitness and Digital Detoxes
- Outswim a virtual sea turtle in the pool, or challenge yourself to climb the digital face of Mount Everest, your exercise routine will be as unique as you are. What’s more, exercise energy generated from workouts will be used to power the hotel, providing a zero-impact, circular system. Guests could even earn rewards based on reaching workout targets
- Pick up where you left off with trackable workouts and holographic personal trainers
- Offline will be the new luxury as we seek to find moments of tech-free time
“Since its inception in 1919, Hilton has pioneered the hospitality industry, introducing first-to-market concepts such as air-conditioning and in-room televisions. Last year, Hilton also became the first hospitality company to set science-based targets to reduce its environmental impact,” said Simon Vincent, EVP & President, EMEA, Hilton. “We enter our second century with the same commitment to innovation, harnessing the power of our people and technology to respond to guest demands. Our research paints an exciting future for the hospitality industry, highlighting the growing importance of human interaction in an increasingly tech-centric world.”
Futurologist Gerd Leonhard said: “In 2119 we will still be searching for unique experiences, but they will be more personalised than ever. As technology shapes our lives we will seek out moments of offline connection with others, including hotel team members who will help us truly get what we need from our stays. 100 years from now hotels will have to create opportunities to converse, collaborate and connect, delivering moments that matter, individually, to each and every guest.”
Gadget ed to chair Digital Council
Specialist financial services provider Sasfin Bank has established a Digital Advisory Council to provide the market with industry-leading expertise and insights on trends shaping the use of technology in financial services.
Digitalisation is one of the most powerful forces for change shaping Finance today. This has turned Fintech into one of the most vibrant sectors in both information technology and among start-ups, generating billions of dollars in investment and development globally. The South African fintech space is dynamic, and Sasfin is playing a leading role in the transformation of local financial services and the resulting enhancement of customer experiences.
“We have been investing in fintech development in-house and acquiring or integrating fintech start-ups,” says Sasfin CEO Michael Sassoon. “Over the last year we have built further digital offerings, integrated via APIs into leading businesses and invested in fintechs. We built and launched B\\YOND, an innovative digital business banking platform and SWIP, a digital wealth and investing platform. We have invested in Payabill, an online SME lender and DMA, a digital trading platform. We recently announced our alliance banking relationship, leveraging open banking, with Hello Paisa to offer seamless banking to the unbanked. We feel that there is a huge opportunity to improve the experience of South African businesses and savers through using technology. We have therefore created an independent forum to assess how to even better improve financial services for South Africans by leveraging the digital economy.”
Arthur Goldstuck, founder of high-tech research consultancy World Wide Worx, editor-in-chief of Gadget, and a globally respected technology analyst has accepted Sasfin’s invitation to head up the Sasfin Digital Advisory Council, an independent think tank that will help Sasfin and its clients decipher the fintech present and future.
“The Sasfin Digital Advisory Council is broader than providing only the bank with a source of insight on how digital services are evolving and lessons from across the world,” said CEO Michael Sassoon. “Sasfin has been involved in fintech investing for many years and we are leveraging this experience as well as the experience of independent experts such as Arthur to provide insights and guidance to interested stakeholders in this space.”
The team appointed to the Digital Advisory Council is being selected for the breadth and range of knowledge they would bring to the table, with further appointments to the Council being announced soon. There will also be room for the Council to co-opt specialist expertise as it is required.
Goldstuck, who has been covering the fintech sector as an analyst, commentator and columnist for many years, says he sees the role as a welcome challenge.
“There has been a long-standing need for a clear understanding of the impact being made by fintech today, and the exponential change it will cause tomorrow,” said Goldstuck. “My role will be, partly, to curate the wide spectrum of fintech and digitalisation knowledge and insights that the members will bring to the Digital Advisory Council, and help create scenarios that businesses and policymakers may use to navigate the future – both inside and outside Sasfin.”