A year after First National Bank (FNB) launched its eWallet solution, with the objective of changing the way South Africans send and receive cash, more than 250 000 ‚eWallets’ have been created via cellphones, and close to R1, 5 million is sent daily by FNB customers to eWallets. And a few dozen companies are using the associated Pay Wallet product to pay salaries to employees.