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Save with your bangle

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Sanlam has partnered with Laduma Ngxokolo to take wearable tech into the financial sphere with the Mna Nam. The bangle uses a QR code that links to a Savings Wallet on the wearer’s mobile phone, allowing one to save with a wrist scan.

What if this season’s most coveted accessory is as good for your future as it is for your look? Introducing Mna Nam by Laduma – the only accessory that becomes more valuable the more you use it. Sanlam joined forces with world-renowned designer, Laduma Ngxokolo, this National Savings Month to create a signature piece that effortlessly combines fashion with function. Whether you’ve skipped your third cup of coffee for the day or just feel like rewarding yourself, you can now actively save that money instantly. For the first time, saving has become as easy as spending.

Sanlam has had widespread success from its past National Savings Month (July) social experiments – One Rand Man, One Rand Family and Conspicuous Savers – and this year the brand is shifting the focus from education to action with the Mna Nam. Conceptualised with the King James Group, Mna Nam is an exquisite, limited edition accessory that’s worn around the wrist, with an embedded QR code that links to a Savings Wallet on the wearer’s mobile phone. Marking Ngxokolo’s first foray into the world of functional fashion, it seamlessly integrates his traditionally-inspired aesthetic with smart technological capabilities – taking wearable tech to the financial sphere.

Yegs Ramiah, CEO Sanlam Brand, says, “The global trend is for wearable tech to solve real-world problems. In South Africa, this problem is the country’s poor savings culture. Mna Nam helps people prepare for a healthy financial future by making saving fashionable. The purpose-led accessory offers a one-of-a-kind campaign to shift the realm of fashion into a space for responsible saving as opposed to excessive spending.”

For Matt Ross, King James Group executive creative director, Mna Nam is an example of African ingenuity. “In Africa, we have our own set of challenges and we’re known for re-engineering technological tools to solve them. Wearable tech is very expensive and out of the reach of most – but not if you innovate on an existing platform. So, we took a widely used virtual payment app, WeChat, and flipped its primary purpose of easy spending into easy saving. Then we coupled this with an object of real beauty to be worn on the wrist and created by the country’s most forward-thinking designer, to make saving top of mind and aspirational. This is what leads to habit – a want to save.”

For Ngxokolo, functional fashion has to add value to people’s lives. “I’ve just completed my master’s in Material Futures – a course which blurs the lines between design, science and tech. In the future, designers will most probably be scientists – people who perceive opportunities for real-impact innovations that make people’s lives better. A design has to make sense and solve a problem to become iconic.”

Yegs Ramiah, CEO Sanlam Brand, agrees, “Mna Nam presents a beautiful, stylish solution that contributes towards improving South Africa’s poor savings culture. At Sanlam, we want to equip people with the tools and knowledge necessary to save for a better tomorrow. Mna Nam is an action-driven, forward-thinking campaign that’s more than just fashion.”

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Earth 2050: memory chips for kids, telepathy for adults

An astonishing set of predictions for the next 30 years includes a major challenge to the privacy of our thoughts.

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By 2050, most kids may be fitted with the latest memory boosting implants, and adults will have replaced mobile devices with direct connectivity through brain implants, powered by thought.

These are some of the more dramatic forecasts in Earth 2050, an award-winning, interactive multimedia project that accumulates predictions about social and technological developments for the upcoming 30 years. The aim is to identify global challenges for humanity and possible ways of solving these challenges. The website was launched in 2017 to mark Kaspersky Lab’s 20th birthday. It comprises a rich variety of predictions and future scenarios, covering a wide range of topics.

Recently a number of new contributions have been added to the site. Among them Lord Martin Rees, the UK’s Astronomer Royal, Professor at Cambridge University and former President of the Royal Society; investor and entrepreneur Steven Hoffman, Peter Tatchell, human rights campaigner, along withDmitry Galov, security researcher and Alexey Malanov, malware analyst at Kaspersky Lab.

The new visions for 2050 consider, among other things:

  • The replacement of mobile devices with direct connectivity through brain implants, powered by thought – able to upload skills and knowledge in return – and the impact of this on individual consciousness and privacy of thought.
  • The ability to transform all life at the genetic level through gene editing.
  • The potential impact of mistakes made by advanced machine-learning systems/AI.
  • The demise of current political systems and the rise of ‘citizen governments’, where ordinary people are co-opted to approve legislation.
  • The end of the techno-industrial age as the world runs out of fossil fuels, leading to economic and environmental devastation.
  • The end of industrial-scale meat production, as most people become vegan and meat is cultured from biopsies taken from living, outdoor reared livestock.

The hypothetical prediction for 2050 from Dmitry Galov, security researcher at Kaspersky Lab is as follows: “By 2050, our knowledge of how the brain works, and our ability to enhance or repair it is so advanced that being able to remember everything and learn new things at an outrageous speed has become commonplace. Most kids are fitted with the latest memory boosting implants to support their learning and this makes education easier than it has ever been. 

“Brain damage as a result of head injury is easily repaired; memory loss is no longer a medical condition, and people suffering from mental illnesses, such as depression, are quickly cured.  The technologies that underpin this have existed in some form since the late 2010s. Memory implants are in fact a natural progression from the connected deep brain stimulation implants of 2018.

“But every technology has another side – a dark side. In 2050, the medical, social and economic impact of memory boosting implants are significant, but they are also vulnerable to exploitation and cyber-abuse. New threats that have appeared in the last decade include the mass manipulation of groups through implanted or erased memories of political events or conflicts, and even the creation of ‘human botnets’. 

“These botnets connect people’s brains into a network of agents controlled and operated by cybercriminals, without the knowledge of the victims themselves.  Repurposed cyberthreats from previous decades are targeting the memories of world leaders for cyber-espionage, as well as those of celebrities, ordinary people and businesses with the aim of memory theft, deletion of or ‘locking’ of memories (for example, in return for a ransom).  

“This landscape is only possible because, in the late 2010s when the technologies began to evolve, the potential future security vulnerabilities were not considered a priority, and the various players: healthcare, security, policy makers and more, didn’t come together to understand and address future risks.”

For more information and the full suite of inspirational and thought-provoking predictions, visit Earth 2050.

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How load-shedding is killing our cellphone signals

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Extensive load-shedding, combined with the theft of cell tower backup batteries and copper wire, is placing a massive strain on mobile network providers.

MTN says the majority of MTN’S sites have been equipped with battery backup systems to ensure there is enough power on site to run the system for several hours when local power goes out and the mains go down. 

“With power outages on the rise, these back-up systems become imperative to keeping South Africa connected and MTN has invested heavily in generators and backup batteries to maintain communication for customers, despite the lack of electrical power,” the operator said in a statement today.

However, according to Jacqui O’Sullivan, Executive: Corporate Affairs, at MTN SA, “The high frequency of the cycles of load shedding have meant batteries were unable to fully recharge. They generally have a capacity of six to 12 hours, depending on the site category, and require 12 to 18 hours to recharge.”

An additional challenge is that criminals and criminal syndicates are placing networks across the country at risk. Batteries, which can cost R28 000 per battery and upwards, are sought after on black markets – especially in neighbouring countries. 

“Although MTN has improved security and is making strides in limiting instances of theft and vandalism with the assistance of the police, the increase in power outages has made this issue even more pressing,” says O’Sullivan.

Ernest Paul, General Manager: Network Operations at SA’s leading network provider MTN, says the brazen theft of batteries is an industry-wide problem and will require a broader initiative driven by communities, the private sector, police and prosecutors to bring it to a halt.

“Apart from the cost of replacing the stolen batteries and upgrading the broken infrastructure, communities suffer as the network degrades without the back-up power. This is due to the fact that any coverage gaps need to be filled. The situation is even more dire with the rolling power cuts expected due to Eskom load shedding.”

Loss of services and network quality can range from a 2-5km radius to 15km on some sites and affect 5,000 to 20,000 people. On hub sites, network coverage to entire suburbs and regions can be lost.

Click here to read more about efforts to combat copper theft.

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