South Africans are finding it harder to make ends meet with the ever increasing costs of petrol, electricity and personal tax. However, the rise of microjobbing platforms like M4JAM (Money 4 Jam) are making it easier for the average person to make some extra cash, writes ANDRE HUGO, Co-Founder of M4JAM.
Thanks to rising electricity rates and fuel prices, not to mention an imminent increase in income tax, making ends meet as a South African has never been harder. Now more than ever, we need to find alternative ways to make it to the end of the month and microjobbing in the digital space is a great opportunity of doing so.
In March this year, South Africans were warned to prepare for an even higher cost of living, with economists forecasting price hikes from April. This followed Finance Minister, Nhlanhla Nene’s budget speech outlining a one percent increase in personal tax (the first in 20 years), as well as increased fuel levies and sin taxes. We’ve already seen this come to fruition with the recent R1,60 petrol price increase, coming soon after the short-lived joy of the petrol price decline at the end of 2014. Along with these price hikes, the National Energy Regulator of South Africa (Nersa) has said that electricity prices are set to rise by an average of 13% for the year from April until the end of March 2016.
These heightened expenses make life difficult for the average South African to make ends meet. In fact, the 12th UASA employment report said that the last time the average person’s disposable income increased faster than his or her gross salary was in 2008. Once expenses such as taxes, UIF, municipal rates, medical aid and other necessities are taken care of, the average adult has less than 17% of his or her gross salary available to spend. And it’s not just the low earners feeling the pinch – roughly 70% of South Africans earning up to R1 million annually are living beyond their means and struggling to make ends meet, according to a study by Old Mutual.
But it doesn’t have to be all doom and gloom. With the rise of the digital economy and microjobbing platforms like M4JAM, the way we define work is evolving and the boundaries between work and play are blurring. This is why the concept of microjobbing is really taking off; allowing people to use the mobile devices that have become so much a part of their lives, to complete small, simple tasks in the course of their daily lives – in exchange for much needed cash when their formal income just doesn’t cut it.
In the short time that M4JAM has been around, it’s been incredibly insightful to discover the ways in which our ‘jobbers’ find creative ways to leverage the platform and get as much return as possible. For some, it really does mean the difference between just scraping by or having some financial peace of mind; for others, it means they can continue to enjoy the finer things in life even when rising living costs make this more difficult.
We’ve recently been involved in a study conducted by the Oxford Internet Institute to better understand the digital economy and its societal implications, and some of the Institute’s discussions with our jobbers illustrate just how much of an impact microjobbing can have. With proper planning, it’s possible to make up to R500 per week, working just a couple of hours a day, perhaps on their way to and from a full-time job. We’ve heard stories of jobbers being able to buy half a week’s worth of groceries or paying for petrol with their microjobbing earnings, and others have even been able to afford their medical bills, rent or pay off some of their loans thanks to the series of small tasks they have completed. Some have managed to put some of the money away as savings despite rising living costs, while others have managed to keep enjoying an occasional meal at a restaurant – a luxury when money is tight and each bottle of wine or beer will set you back an extra 15 cents.
M4JAM is not an alternative to having a formal job with a regular salary, but it certainly helps when money is tight – and let’s be real: when is it not, given our ever-increasing expenses? It’s about not accepting the status quo that you can’t make ends meet; there is always a way to make some easy money, even if it’s one job and R20 at a time. Now more than ever, the question becomes a reality: can you afford not to be part of the digital economy?
When will we stop calling them phones?
If you don’t remember when phones were only used to talk to people, you may wonder why we still use this term for handsets, writes ARTHUR GOLDSTUCK, on the eve of the 10th birthday of the app.
Do you remember when handsets were called phones because, well, we used them to phone people?
It took 120 years from the invention of the telephone to the use of phones to send text.
Between Alexander Graham Bell coining the term “telephone” in 1876 and Finland’s two main mobile operators allowing SMS messages between consumers in 1995, only science fiction writers and movie-makers imagined instant communication evolving much beyond voice. Even when BlackBerry shook the business world with email on a phone at the end of the last century, most consumers were adamant they would stick to voice.
It’s hard to imagine today that the smartphone as we know it has been with us for less than 10 years. Apple introduced the iPhone, the world’s first mass-market touchscreen phone, in June 2007, but it is arguable that it was the advent of the app store in July the following year that changed our relationship with phones forever.
That was the moment when the revolution in our hands truly began, when it became possible for a “phone” to carry any service that had previously existed on the World Wide Web.
Today, most activity carried out by most people on their mobile devices would probably follow the order of social media in first place – Facebook, Twitter, Instagram and LinkedIn all jostling for attention – and instant messaging in close second, thanks to WhatsApp, Messenger, SnapChat and the like. Phone calls – using voice that is – probably don’t even take third place, but play fourth or fifth fiddle to mapping and navigation, driven by Google Maps and Waze, and transport, thanks to Uber, Taxify, and other support services in South Africa like MyCiti, Admyt and Kaching.
Despite the high cost of data, free public Wi-Fi is also seeing an explosion in use of streaming video – whether Youtube, Netflix, Showmax, or GETblack – and streaming music, particularly with the arrival of Spotify to compete with Simfy Africa.
Who has time for phone calls?
The changing of the phone guard in South Africa was officially signaled last week with the announcement of Vodacom’s annual results. Voice revenue for the 2018 financial year ending 31 March had fallen by 4.6%, to make up 40.6% of Vodacom’s revenue. Total revenue had grown by 8.1%, which meant voice seriously underperformed the group, and had fallen by 4% as a share of revenue, from 2017’s 44.6%.
The reason? Data had not only outperformed the group, increasing revenue by 12.8%, but it had also risen from 39.7% to 42.8% of group revenue,
This means that data has not only outperformed voice for the first time – as had been predicted by World Wide Worx a year ago – but it has also become Vodacom’s biggest contributor to revenue.
That scenario is being played out across all mobile network operators. In the same way, instant messaging began destroying SMS revenues as far back as five years ago – to the extent that SMS barely gets a mention in annual reports.
Data overtaking voice revenues signals the demise of voice as the main service and key selling point of mobile network operators. It also points to mobile phones – let’s call them handsets – shifting their primary focus. Voice quality will remain important, but now more a subset of audio quality rather than of connectivity. Sound quality will become a major differentiator as these devices become primary platforms for movies and music.
Contact management, privacy and security will become critical features as the handset becomes the storage device for one’s entire personal life.
Integration with accessories like smartwatches and activity monitors, earphones and earbuds, virtual home assistants and virtual car assistants, will become central to the functionality of these devices. Why? Because the handsets will control everything else? Hardly.
More likely, these gadgets will become an extension of who we are, what we do and where we are. As a result, they must be context aware, and also context compatible. This means they must hand over appropriate functions to appropriate devices at the appropriate time.
I need to communicate only using my earpiece? The handset must make it so. I have to use gesture control, and therefore some kind of sensor placed on my glasses, collar or wrist? The handset must instantly surrender its centrality.
There are numerous other scenarios and technology examples, many out of the pages of science fiction, that point to the changing role of the “phone”. The one thing that’s obvious is that it will be silly to call it a phone for much longer.
MTN 5G test gets 520Mbps
MTN and Huawei have launched Africa’s first 5G field trial with an end-to-end Huawei 5G solution.
The field trial demonstrated a 5G Fixed-Wireless Access (FWA) use case with Huawei’s 5G 28GHz mmWave Customer Premises Equipment (CPE) in a real-world environment in Hatfield Pretoria, South Africa. Speeds of 520Mbps downlink and 77Mbps uplink were attained throughout respectively.
“These 5G trials provide us with an opportunity to future proof our network and prepare it for the evolution of these new generation networks. We have gleaned invaluable insights about the modifications that we need to do on our core, radio and transmission network from these pilots. It is important to note that the transition to 5G is not just a flick of a switch, but it’s a roadmap that requires technical modifications and network architecture changes to ensure that we meet the standards that this technology requires. We are pleased that we are laying the groundwork that will lead to the full realisation of the boundless opportunities that are inherent in the digital world.” says Babak Fouladi, Group Chief Technology & Information Systems Officer, at MTN Group.
Giovanni Chiarelli, Chief Technology and Information Officer for MTN SA said: “Next generation services such as virtual and augmented reality, ultra-high definition video streaming, and cloud gaming require massive capacity and higher user data rates. The use of millimeter-wave spectrum bands is one of the key 5G enabling technologies to deliver the required capacity and massive data rates required for 5G’s Enhanced Mobile Broadband use cases. MTN and Huawei’s joint field trial of the first 5G mmWave Fixed-Wireless Access solution in Africa will also pave the way for a fixed-wireless access solution that is capable of replacing conventional fixed access technologies, such as fibre.”
“Huawei is continuing to invest heavily in innovative 5G technologies”, said Edward Deng, President of Wireless Network Product Line of Huawei. “5G mmWave technology can achieve unprecedented fiber-like speed for mobile broadband access. This trial has shown the capabilities of 5G technology to deliver exceptional user experience for Enhanced Mobile Broadband applications. With customer-centric innovation in mind, Huawei will continue to partner with MTN to deliver best-in-class advanced wireless solutions.”
“We are excited about the potential the technology will bring as well as the potential advancements we will see in the fields of medicine, entertainment and education. MTN has been investing heavily to further improve our network, with the recent “Best in Test” and MyBroadband best network recognition affirming this. With our focus on providing the South Africans with the best customer experience, speedy allocation of spectrum can help bring more of these technologies to our customers,” says Giovanni.